Ms Herman is a member of the Risk Committee. Sally brings experience in running retail banking and insurance products, setting strategy for financial services businesses, and working with customers, shareholders, regulators and government. She has executive experience running customer-facing financial services businesses in Australia and the United States of America. She has held board positions (including on subsidiary boards) of financial services organisations for over 20 years, with a focus on governance, regulation and compliance. Sally's current listed company directorships include Breville Group Limited (since March 2013), Premier Investments Limited (since December 2011) and Abacus Storage Funds Management Limited (since September 2024). She is also a director of MinterEllison. Sally was previously a director of listed company E & P Financial Group Limited, a director of Irongate Funds Management Limited, responsible entity of listed trust Investec Australia Property Fund (July 2013 - July 2022) and Abacus Property Group Limited (December 2022 - September 2024). During her senior executive career at Westpac, Sally oversaw stakeholder engagement including customers, shareholders, government and regulators. Her Westpac experience also included running the product function of retail and business banking, including general insurance and internet banking.