Mr Duffy has international banking and financial services experience in developed and emerging markets, gained from a career spanning over three decades. During his career David has lived and worked in Europe, the Americas, Asia and Africa. He brings deep industry understanding to the Board as well as strong executive leadership which is critical to his role as Chief Executive Officer (CEO). His drive, energy and commitment to customers as well as his proven ability to build and lead strong management teams and transform businesses brings significant value to all of Virgin Money's stakeholders. David is committed to driving positive social and environmental impacts across all areas of Virgin Money, further supported by his role as Senior Independent Director (SID), Nominations and Remuneration Committee Chair and Appeals Committee Chair of UK Finance Limited, advocating firms to embed climate responsibility into their governance and strategy. External appointments include Senior Independent Director, Nominations and Remuneration Committee Chair and Appeals Committee Chair of UK Finance Limited, the industry body representing leading firms providing finance, banking, markets and payments-related services in or from the UK, and a Board member of the Northern Powerhouse Partnership.