David Holmes

Mr Holmes has over 32 years' experience in the financial services industry, holding senior roles in the UK and Australia. He was Head of Mortgage Credit for Citibank UK before becoming Chief Operating Officer at Preferred Mortgages, one of the first non-conforming lenders in the UK. In 2000, he moved to Australia and became a founding executive at Pepper Money. At Pepper Money, he served as Chief Operating Officer and Global Head of Credit, responsible for establishing and maintaining credit policies across Australia, Ireland, and South Korea.