RMC.ASX
Resimac Group Ltd
https://www.marketindex.com.au/asx/rmc/financials
Annual Financial Summary
Print Financials
06/2023
06/2022
06/2021
06/2020
06/2019
06/2018
06/2017
06/2016
06/2015
06/2014
Profitability
NPAT ($M)
66.45
102.15
NPAT Margin
-
-
Abnormals ($M)
-
-
NPAT before Abnormals ($M)
66.45
102.15
Return on Equity (ROE)
16.00%
27.02%
Return on Assets (ROA)
0.44%
0.61%
Valuation
PE Ratio
5.55
4.62
PE Relative to Market
42.4%
44.8%
Price to Book
0.88
1.24
Price to Cash Flow
0.00
0.00
Shares Outstanding (M)
401.62
406.91
Market Cap ($M)
$367.48
$467.95
Enterprise Value ($M)
-
-
Performance
Total Shareholder Return
-13.6%
-51.2%
Relative to Market
-28.3%
-43.8%
Per Share
Earnings (EPS Adjusted)
16.48
24.90
Earnings (with Abnormals)
16.48
24.90
Cash Flow
500.30
(386.50)
Cash
0.00
0.00
Net Tangible Assets
0.00
0.00
Book Value
1.03
0.93
Share Price
$0.92
$1.15
Dividends
DPS (c)
8.00
8.00
Dividend yield
8.74%
6.96%
Franking
100%
100%
Gross DPS (c)
11.43
11.43
Gross Dividend Yield
12.49%
9.94%
Payout Ratio
49%
32%
Member Content
Source:
Annual Financial Income Statement
Print Financials
06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
06/2015
AUD $M
06/2014
AUD $M
Revenue
Interest Income
902.13
490.7
Interest Expenses
(679.62)
(252.62)
Net Interest Income
222.51
238.08
Provision Doubtful Debts
(2.24)
(11.45)
Net Interest Income Less Prov.
220.27
226.63
Non Interest Income
(6.97)
36.74
Total Operating Income
213.3
263.37
Expenses
Non Interest Expenses
(117.91)
(119.91)
Pre-Tax Profit
95.39
143.46
Tax Expense
(28.93)
(41.31)
Outside Equity
(0.01)
-
Ordinary Dividends
(32.12)
(32.62)
Preference Dividends
-
-
NPAT before Abs
66.45
102.15
Abnormal
-
-
Abnormals Tax
-
-
Net Abnormals
-
-
Reported NPAT after Abs
66.45
102.15
Equity
Share End
401.62
406.91
Share Weighted
403.19
410.23
EPS Adjusted
0.16
0.25
EPS after Abs
0.16
0.25
Forex Gain
-
-
Equity Profit / Loss
-
-
Member Content
Source:
Annual Financial Balance Sheet
Print Financials
06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
06/2015
AUD $M
06/2014
AUD $M
Assets
Short Term Money
1,085.42
932.78
Investment Securities
28.59
23.48
Due from Banks
-
-
Loans
13,735.64
15,669.86
Total Earning Assets
14,849.64
16,626.12
Customer Acceptance
-
-
Fixed Assets
13.33
10.89
Other Non-Earning Assets
79.07
100.16
Total Non-Earning Assets
92.4
111.05
Total Assets
14,942.04
16,737.17
Liabilities
Due to Banks
-
-
Bank Acceptance
-
-
Deposits
-
-
Provisions
7.34
14.03
Bonds
14,480.44
16,299.55
Other Liabilities
38.88
45.52
Total Liabilities
14,526.66
16,359.1
Net Assets
415.27
378.07
Equity
Outside Equity
0.11
-
Capital
173.53
176.48
Reserves Excl. Share Premiums
(81.13)
(87.01)
Share Premium Reserves
-
-
Retained Profits
322.87
288.6
Other Equity
-
-
Convertible Equity
-
-
Member Content
Source:
Annual Financial Cash Flow
Print Financials
06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
06/2015
AUD $M
06/2014
AUD $M
Operating Activities
Interest Received
900.83
500.52
Interest Paid
(658.37)
(227.17)
Dividends Received
-
-
Tax Paid
(41.6)
(56.98)
Other
1,816.5
(1,801.81)
Net Operating Cashflow
2,017.37
(1,585.43)
Investing Activities
Purchased PP&E
(0.18)
(0.53)
Proceeds from PP&E
-
-
Purchased Investments
(4.74)
(92.64)
Proceeds from Investments
1.58
-
Purchased Subsidiary
(0.9)
-
Proceeds from Subsidiary
-
-
Loans Granted
-
-
Loans Repaid
-
-
Other
4
0.8
Net Investing Cashflow
(0.24)
(92.38)
Financing Activities
Proceeds from Issues
0.68
0.17
Proceeds from Borrowings
7,839.03
14,597.02
Payments of Borrowings
(9,672.64)
(12,563.58)
Dividends Paid
(32.17)
(30.89)
Other
0.4
(11.41)
Net Financing Cashflow
(1,864.7)
1,991.31
Total Net Cashflow
152.43
313.5
Cash
Cash Begin
932.78
619.81
Exchange Rate Adjustment
0.21
(0.53)
Cash End
1,085.42
932.78
Member Content
Source: