PSI.ASX
PSC Insurance Group Ltd
https://www.marketindex.com.au/asx/psi/financials

Annual Financial Summary

06/2023
06/2022
06/2021
06/2020
06/2019
06/2018
06/2017
06/2016
N/A
N/A
Profitability
NPAT ($M) 55.76 26.66 Membership required Membership required Membership required Membership required Membership required Membership required - -
NPAT Margin 23.05% 18.42% Membership required Membership required Membership required Membership required Membership required Membership required - -
Abnormals ($M) (10.98) (19.59) Membership required Membership required Membership required Membership required Membership required Membership required - -
NPAT before Abnormals ($M) 67.38 46.93 Membership required Membership required Membership required Membership required Membership required Membership required - -
Return on Equity (ROE) 14.71% 11.37% Membership required Membership required Membership required Membership required Membership required Membership required - -
Return on Assets (ROA) 6.85% 5.42% Membership required Membership required Membership required Membership required Membership required Membership required - -
Valuation
PE Ratio 29.27 30.60 Membership required Membership required Membership required Membership required Membership required Membership required - -
PE Relative to Market 168.0% 193.1% Membership required Membership required Membership required Membership required Membership required Membership required - -
Price to Book 4.29 3.53 Membership required Membership required Membership required Membership required Membership required Membership required - -
Price to Cash Flow 21.87 20.19 Membership required Membership required Membership required Membership required Membership required Membership required - -
Shares Outstanding (M) 355.68 348.96 Membership required Membership required Membership required Membership required Membership required Membership required - -
Market Cap ($M) $1,956.26 $1,444.67 Membership required Membership required Membership required Membership required Membership required Membership required - -
Enterprise Value ($M) $2,120.63 $1,548.84 Membership required Membership required Membership required Membership required Membership required Membership required - -
Performance
Total Shareholder Return 36.4% 20.3% Membership required Membership required Membership required Membership required Membership required Membership required - -
Relative to Market 21.6% 27.7% Membership required Membership required Membership required Membership required Membership required Membership required - -
Per Share
Earnings (EPS Adjusted) 15.70 7.80 Membership required Membership required Membership required Membership required Membership required Membership required - -
Earnings (with Abnormals) 18.79 13.53 Membership required Membership required Membership required Membership required Membership required Membership required - -
Cash Flow 23.30 20.20 Membership required Membership required Membership required Membership required Membership required Membership required - -
Cash 0.20 0.30 Membership required Membership required Membership required Membership required Membership required Membership required - -
Net Tangible Assets (0.19) (0.14) Membership required Membership required Membership required Membership required Membership required Membership required - -
Book Value 1.28 1.17 Membership required Membership required Membership required Membership required Membership required Membership required - -
Share Price $5.50 $4.14 Membership required Membership required Membership required Membership required Membership required Membership required - -
Liquidity
Quick Ratio 1.28 1.32 Membership required Membership required Membership required Membership required Membership required Membership required - -
Current Ratio 1.28 1.32 Membership required Membership required Membership required Membership required Membership required Membership required - -
Efficiency
Asset Turnover 0.27 0.26 Membership required Membership required Membership required Membership required Membership required Membership required - -
Inventory Turnover - - Membership required Membership required Membership required Membership required Membership required Membership required - -
Working Capital Turnover 9.45 137.39 Membership required Membership required Membership required Membership required Membership required Membership required - -
Dividends
DPS (c) 13.50 12.00 Membership required Membership required Membership required Membership required Membership required Membership required - -
Dividend yield 2.45% 2.90% Membership required Membership required Membership required Membership required Membership required Membership required - -
Franking 60% 64% Membership required Membership required Membership required Membership required Membership required Membership required - -
Gross DPS (c) 16.97 15.28 Membership required Membership required Membership required Membership required Membership required Membership required - -
Gross Dividend Yield 3.09% 3.69% Membership required Membership required Membership required Membership required Membership required Membership required - -
Payout Ratio 72% 89% Membership required Membership required Membership required Membership required Membership required Membership required - -
Membership required
Member Content
Source:
Morningstar Logo

Annual Financial Income Statement

06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
N/A
N/A
INCOME
Trading Revenue 289.57 251.15 Membership required Membership required Membership required Membership required Membership required Membership required - -
Other Income 20.11 (5.29) Membership required Membership required Membership required Membership required Membership required Membership required - -
Total Income Excl. Interest 309.68 245.86 Membership required Membership required Membership required Membership required Membership required Membership required - -
INTEREST/FINANCE INCOME
Forex Gain/Loss - - Membership required Membership required Membership required Membership required Membership required Membership required - -
Total Income 309.68 245.86 Membership required Membership required Membership required Membership required Membership required Membership required - -
EXPENSES
Expenses (191.51) (152.38) Membership required Membership required Membership required Membership required Membership required Membership required - -
EBITDA 118.17 93.48 Membership required Membership required Membership required Membership required Membership required Membership required - -
DEPRECIATION AND AMORTISATION
Depreciation (7.7) (7.81) Membership required Membership required Membership required Membership required Membership required Membership required - -
Amortisation (14.72) (12.56) Membership required Membership required Membership required Membership required Membership required Membership required - -
Depreciation & Amortisation (22.41) (20.38) Membership required Membership required Membership required Membership required Membership required Membership required - -
EBIT 95.76 73.1 Membership required Membership required Membership required Membership required Membership required Membership required - -
INTEREST/FINANCE EXPENSES
Interest/Finance Income 5.07 0.3 Membership required Membership required Membership required Membership required Membership required Membership required - -
Interest Expense (10.15) (9.44) Membership required Membership required Membership required Membership required Membership required Membership required - -
Interest Capitalised - - Membership required Membership required Membership required Membership required Membership required Membership required - -
Interest Expenses Incl. Capital (10.15) (9.44) Membership required Membership required Membership required Membership required Membership required Membership required - -
Net Interest Expenses (5.08) (9.14) Membership required Membership required Membership required Membership required Membership required Membership required - -
Pre-Tax Profit 90.69 63.96 Membership required Membership required Membership required Membership required Membership required Membership required - -
Net Capital Profits - - Membership required Membership required Membership required Membership required Membership required Membership required - -
Pre-Tax Profit Pre-Cap 90.69 63.96 Membership required Membership required Membership required Membership required Membership required Membership required - -
TAX
Tax Expenses (23.31) (17.04) Membership required Membership required Membership required Membership required Membership required Membership required - -
NPAT before Abnormals 67.38 46.93 Membership required Membership required Membership required Membership required Membership required Membership required - -
ABNORMALS
Abnormals (10.98) (19.59) Membership required Membership required Membership required Membership required Membership required Membership required - -
Abnormals Tax - - Membership required Membership required Membership required Membership required Membership required Membership required - -
Net Abnormals (10.98) (19.59) Membership required Membership required Membership required Membership required Membership required Membership required - -
Non-Controlling Interests (0.65) (0.68) Membership required Membership required Membership required Membership required Membership required Membership required - -
Reported NPAT after Abnormals 55.76 26.66 Membership required Membership required Membership required Membership required Membership required Membership required - -
NPAT before Capital 55.76 26.66 Membership required Membership required Membership required Membership required Membership required Membership required - -
EQUITY
Diluted Shares 355.68 348.96 Membership required Membership required Membership required Membership required Membership required Membership required - -
Diluted Weighted Shares 355.14 341.77 Membership required Membership required Membership required Membership required Membership required Membership required - -
Ordinary Dividends (47.94) (41.11) Membership required Membership required Membership required Membership required Membership required Membership required - -
Preference Dividends - - Membership required Membership required Membership required Membership required Membership required Membership required - -
EPS Adjusted 0.19 0.14 Membership required Membership required Membership required Membership required Membership required Membership required - -
EPS after Abnormals 0.16 0.08 Membership required Membership required Membership required Membership required Membership required Membership required - -
Share of net Profit/Loss (0.25) 0.61 Membership required Membership required Membership required Membership required Membership required Membership required - -
Membership required
Member Content
Source:
Morningstar Logo

Annual Financial Balance Sheet

06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
N/A
N/A
Current Assets
Cash 71.37 106.11 Membership required Membership required Membership required Membership required Membership required Membership required - -
Receivables 11.55 10.26 Membership required Membership required Membership required Membership required Membership required Membership required - -
Prepayments 7.56 6.64 Membership required Membership required Membership required Membership required Membership required Membership required - -
Inventories - - Membership required Membership required Membership required Membership required Membership required Membership required - -
Investments 3.47 0.76 Membership required Membership required Membership required Membership required Membership required Membership required - -
Other 346.09 303.58 Membership required Membership required Membership required Membership required Membership required Membership required - -
Total Current Assets 440.04 427.35 Membership required Membership required Membership required Membership required Membership required Membership required - -
Non-current assets
Receivables 0.71 1.02 Membership required Membership required Membership required Membership required Membership required Membership required - -
Inventories - - Membership required Membership required Membership required Membership required Membership required Membership required - -
PP&E 35.39 37.17 Membership required Membership required Membership required Membership required Membership required Membership required - -
Investments 84.44 53.99 Membership required Membership required Membership required Membership required Membership required Membership required - -
Intangibles Excl. Goodwill 120.36 100.16 Membership required Membership required Membership required Membership required Membership required Membership required - -
Goodwill 399.53 357.14 Membership required Membership required Membership required Membership required Membership required Membership required - -
Future Income Tax Benefit - - Membership required Membership required Membership required Membership required Membership required Membership required - -
Other - - Membership required Membership required Membership required Membership required Membership required Membership required - -
Total Non-Current Assets 640.42 549.48 Membership required Membership required Membership required Membership required Membership required Membership required - -
Total Assets 1,080.47 976.83 Membership required Membership required Membership required Membership required Membership required Membership required - -
Current Liabilities
Accounts Payable 299.36 263.24 Membership required Membership required Membership required Membership required Membership required Membership required - -
Provisions 12.92 12.68 Membership required Membership required Membership required Membership required Membership required Membership required - -
Short Term Debt 6.19 4.84 Membership required Membership required Membership required Membership required Membership required Membership required - -
Other 25.76 43.49 Membership required Membership required Membership required Membership required Membership required Membership required - -
Total Current Liabilities 344.24 324.25 Membership required Membership required Membership required Membership required Membership required Membership required - -
Non-current liabilities
Accounts Payable 0.79 - Membership required Membership required Membership required Membership required Membership required Membership required - -
Long Term Debt 229.54 205.44 Membership required Membership required Membership required Membership required Membership required Membership required - -
Provisions 41.36 32.62 Membership required Membership required Membership required Membership required Membership required Membership required - -
Other 8.81 5.76 Membership required Membership required Membership required Membership required Membership required Membership required - -
Total Non-Current Liabilities 280.5 243.81 Membership required Membership required Membership required Membership required Membership required Membership required - -
Total Liabilities 624.74 568.06 Membership required Membership required Membership required Membership required Membership required Membership required - -
Shareholder Equity
Share Capital 425.98 411.66 Membership required Membership required Membership required Membership required Membership required Membership required - -
Convertible Equity - - Membership required Membership required Membership required Membership required Membership required Membership required - -
Other Equity - - Membership required Membership required Membership required Membership required Membership required Membership required - -
Reserves ex. Share Premium (25.39) (8.39) Membership required Membership required Membership required Membership required Membership required Membership required - -
Share Premium Reserves - - Membership required Membership required Membership required Membership required Membership required Membership required - -
Retained Profits 53.07 42.16 Membership required Membership required Membership required Membership required Membership required Membership required - -
Total Available Equity Assets 453.66 - Membership required Membership required Membership required Membership required Membership required Membership required - -
External Equity
Non-controlling Interests 2.07 1.84 Membership required Membership required Membership required Membership required Membership required Membership required - -
Net Assets 455.73 408.77 Membership required Membership required Membership required Membership required Membership required Membership required - -
Total Debt 235.73 210.28 Membership required Membership required Membership required Membership required Membership required Membership required - -
Membership required
Member Content
Source:
Morningstar Logo

Annual Financial Cash Flow

06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
N/A
N/A
OPERATING ACTIVITIES
Receipts 297.1 260.18 Membership required Membership required Membership required Membership required Membership required Membership required - -
Payments (193.39) (170) Membership required Membership required Membership required Membership required Membership required Membership required - -
Dividends Received 2.81 0.76 Membership required Membership required Membership required Membership required Membership required Membership required - -
Interest Received 5.03 0.24 Membership required Membership required Membership required Membership required Membership required Membership required - -
Interest Paid (8.04) (7.22) Membership required Membership required Membership required Membership required Membership required Membership required - -
Taxes Paid (20.78) (14.9) Membership required Membership required Membership required Membership required Membership required Membership required - -
Other - - Membership required Membership required Membership required Membership required Membership required Membership required - -
Net Operating Cash Flow 82.73 69.07 Membership required Membership required Membership required Membership required Membership required Membership required - -
INVESTMENT ACTIVITIES
Capital Expend. Excl. Investments (1.29) (1.26) Membership required Membership required Membership required Membership required Membership required Membership required - -
Payments for Investment (17.31) (0.72) Membership required Membership required Membership required Membership required Membership required Membership required - -
Payments for Subsidiaries (69.04) (60.58) Membership required Membership required Membership required Membership required Membership required Membership required - -
Proceeds from PP&E - - Membership required Membership required Membership required Membership required Membership required Membership required - -
Proceeds from Investments 0.14 1.26 Membership required Membership required Membership required Membership required Membership required Membership required - -
Proceeds from Subsidiaries - - Membership required Membership required Membership required Membership required Membership required Membership required - -
Loans Granted - - Membership required Membership required Membership required Membership required Membership required Membership required - -
Loans Repaid - - Membership required Membership required Membership required Membership required Membership required Membership required - -
Other Investments - - Membership required Membership required Membership required Membership required Membership required Membership required - -
Net Investment Cash Flow (87.5) (61.3) Membership required Membership required Membership required Membership required Membership required Membership required - -
Operating CF less Investment CF (4.77) 7.76 Membership required Membership required Membership required Membership required Membership required Membership required - -
FINANCING ACTIVITIES
Proceeds from Issues - 80 Membership required Membership required Membership required Membership required Membership required Membership required - -
Proceeds from Borrowings 20.59 99.31 Membership required Membership required Membership required Membership required Membership required Membership required - -
Repayment of Borrowings (1.53) (84.75) Membership required Membership required Membership required Membership required Membership required Membership required - -
Dividends Paid (43.6) (35.87) Membership required Membership required Membership required Membership required Membership required Membership required - -
Other Financing Activities (6.45) (7.94) Membership required Membership required Membership required Membership required Membership required Membership required - -
Net Financing Cash Flow (30.99) 50.76 Membership required Membership required Membership required Membership required Membership required Membership required - -
Total Net Cashflow (35.76) 58.52 Membership required Membership required Membership required Membership required Membership required Membership required - -
CASH
Cash and Cash Equiv. Period Open 106.11 47.82 Membership required Membership required Membership required Membership required Membership required Membership required - -
Exchange Rate Adjustments 1.02 (0.24) Membership required Membership required Membership required Membership required Membership required Membership required - -
Other Cash Adjustments - - Membership required Membership required Membership required Membership required Membership required Membership required - -
Cash and Cash Equiv. Period Close 71.37 106.11 Membership required Membership required Membership required Membership required Membership required Membership required - -
Membership required
Member Content
Source:
Morningstar Logo