PNC.ASX
Pioneer Credit Ltd
https://www.marketindex.com.au/asx/pnc/financials

Annual Financial Summary

06/2021
06/2020
06/2019
06/2018
06/2017
06/2016
06/2015
06/2014
12/2013
N/A
Profitability
NPAT ($) (19,655,000) (40,084,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
NPAT Margin -41.34% -72.48% Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Return on Equity (ROE) -39.88% -60.97% Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Return on Assets (ROA) -1.15% -4.21% Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Valuation
PE Ratio (1.48) (0.46) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
PE Relative to Market 0.0% 0.0% Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Price to Book 0.61 0.28 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Price to Cash Flow 3.62 13.24 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Shares Outstanding (M) 66.28 62.88 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Market Cap ($M) $33.14 $17.92 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Enterprise Value ($M) $230.23 $221.48 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Performance
Total Shareholder Return 75.4% -89.4% Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Relative to Market 45.1% -82.2% Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Per Share
Earnings (33.75) (61.64) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Cash Flow 19.80 91.60 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Cash 0.16 0.18 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Net Tangible Assets 0.80 1.00 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Book Value 0.82 1.02 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Share Price $0.50 $0.28 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Liquidity
Quick Ratio 8.17 0.47 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Current Ratio 8.17 0.47 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Efficiency
Asset Turnover 0.20 0.19 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Inventory Turnover - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Working Capital Turnover 0.77 0.64 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Dividends
DPS (c) - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Dividend yield - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Franking - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Gross DPS (c) - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Gross Dividend Yield - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Payout Ratio - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Membership required
Member Content
Source:
Morningstar Logo

Annual Financial Income Statement

06/2021
06/2020
06/2019
06/2018
06/2017
06/2016
06/2015
06/2014
12/2013
N/A
INCOME
Trading Revenue 57,020,000 60,122,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Other Income (1,191,000) (4,187,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Total Income Excl. Interest 55,829,000 55,935,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
INTEREST/FINANCE INCOME
Forex Gain/Loss - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Total Income 55,829,000 55,935,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
EXPENSES
Expenses (44,387,000) (55,864,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
EBITDA 11,442,000 71,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
DEPRECIATION AND AMORTISATION
Depreciation (3,330,000) (3,626,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Amortisation (453,000) (719,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Depreciation & Amortisation (3,783,000) (4,345,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
EBIT 7,659,000 (4,274,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
INTEREST/FINANCE EXPENSES
Interest/Finance Income - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Interest Expense (26,699,000) (38,472,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Interest Capitalised - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Interest Expenses Incl. Capital (26,699,000) (38,472,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Net Interest Expenses (26,699,000) (38,472,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Pre-Tax Profit (19,040,000) (42,746,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Net Capital Profits - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Pre-Tax Profit Pre-Cap (19,040,000) (42,746,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
TAX
Tax Expenses (2,761,000) 3,749,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
NPAT before Abnormals (21,801,000) (38,997,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
ABNORMALS
Abnormals 2,146,000 (1,087,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Abnormals Tax - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Net Abnormals 2,146,000 (1,087,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Non-Controlling Interests - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Reported NPAT after Abnormals (19,655,000) (40,084,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
NPAT before Capital (19,655,000) (40,084,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
EQUITY
Diluted Shares 66,277,190 62,878,293 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Diluted Weighted Shares 64,596,792 63,268,250 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Ordinary Dividends - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Preference Dividends - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
EPS Adjusted (337,500) (616,400) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
EPS after Abnormals (304,272) (633,556) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Share of net Profit/Loss - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Membership required
Member Content
Source:
Morningstar Logo

Annual Financial Balance Sheet

06/2021
06/2020
06/2019
06/2018
06/2017
06/2016
06/2015
06/2014
12/2013
N/A
Current Assets
Cash 10,373,000 11,019,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Receivables 855,000 1,844,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Prepayments 818,000 - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Inventories - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Investments 73,397,000 87,255,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Other 53,000 1,816,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Total Current Assets 85,496,000 101,934,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Non-current assets
Receivables - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Inventories - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
PP&E 5,281,000 8,510,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Investments 175,697,000 172,792,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Intangibles Excl. Goodwill 1,558,000 932,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Goodwill - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Future Income Tax Benefit - 2,761,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Other 2,286,000 - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Total Non-Current Assets 184,822,000 184,995,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Total Assets 270,318,000 286,929,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Current Liabilities
Accounts Payable 4,558,000 2,849,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Provisions 2,427,000 521,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Short Term Debt 3,485,000 208,860,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Other - 4,099,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Total Current Liabilities 10,470,000 216,329,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Non-current liabilities
Accounts Payable - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Long Term Debt 203,983,000 5,722,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Provisions 1,196,000 919,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Other - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Total Non-Current Liabilities 205,179,000 6,641,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Total Liabilities 215,649,000 222,970,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Shareholder Equity
Share Capital 81,755,000 80,049,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Convertible Equity - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Other Equity - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Reserves ex. Share Premium 11,874,000 3,870,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Share Premium Reserves - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Retained Profits (38,960,000) (19,960,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Total Available Equity Assets 54,670,000 - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
External Equity
Non-controlling Interests - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Net Assets 54,669,000 63,959,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Total Debt 207,468,000 214,582,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Membership required
Member Content
Source:
Morningstar Logo

Annual Financial Cash Flow

06/2021
06/2020
06/2019
06/2018
06/2017
06/2016
06/2015
06/2014
12/2013
N/A
OPERATING ACTIVITIES
Receipts 95,350,000 102,985,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Payments (41,122,000) (50,704,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Dividends Received - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Interest Received 31,000 46,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Interest Paid (42,040,000) (5,134,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Taxes Paid 580,000 4,601,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Other - 6,190,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Net Operating Cash Flow 12,799,000 57,984,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
INVESTMENT ACTIVITIES
Capital Expend. Excl. Investments (1,428,000) (662,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Payments for Investment - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Payments for Subsidiaries - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Proceeds from PP&E - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Proceeds from Investments 2,288,000 - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Proceeds from Subsidiaries - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Loans Granted - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Loans Repaid - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Other Investments (29,818,000) (60,225,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Net Investment Cash Flow (28,958,000) (60,887,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Operating CF less Investment CF (16,159,000) (2,903,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
FINANCING ACTIVITIES
Proceeds from Issues - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Proceeds from Borrowings 169,000,000 141,725,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Repayment of Borrowings (142,033,000) (132,604,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Dividends Paid - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Other Financing Activities (11,454,000) (6,383,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Net Financing Cash Flow 15,513,000 2,738,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Total Net Cashflow (646,000) (165,000) Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
CASH
Cash and Cash Equiv. Period Open 11,019,000 11,184,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Exchange Rate Adjustments - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Other Cash Adjustments - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Cash and Cash Equiv. Period Close 10,373,000 11,019,000 Membership required Membership required Membership required Membership required Membership required Membership required Membership required -
Membership required
Member Content
Source:
Morningstar Logo