MYS.ASX
Mystate Ltd
https://www.marketindex.com.au/asx/mys/financials
Annual Financial Summary
Print Financials
06/2023
06/2022
06/2021
06/2020
06/2019
06/2018
06/2017
06/2016
06/2015
06/2014
Profitability
NPAT ($M)
38.5
32.03
NPAT Margin
-
-
Abnormals ($M)
-
-
NPAT before Abnormals ($M)
38.5
32.03
Return on Equity (ROE)
8.41%
7.45%
Return on Assets (ROA)
0.42%
0.40%
Valuation
PE Ratio
10.28
13.45
PE Relative to Market
83.5%
97.3%
Price to Book
0.76
1.01
Price to Cash Flow
0.00
0.00
Shares Outstanding (M)
109.59
105.90
Market Cap ($M)
$347.41
$432.09
Enterprise Value ($M)
-
-
Performance
Total Shareholder Return
-17.6%
-8.4%
Relative to Market
-32.4%
-1.0%
Per Share
Earnings (EPS Adjusted)
30.85
30.34
Earnings (with Abnormals)
30.85
30.34
Cash Flow
(59.00)
(46.80)
Cash
0.00
0.00
Net Tangible Assets
0.00
0.00
Book Value
4.18
4.06
Share Price
$3.17
$4.08
Dividends
DPS (c)
23.00
24.00
Dividend yield
7.26%
5.88%
Franking
100%
100%
Gross DPS (c)
32.86
34.29
Gross Dividend Yield
10.37%
8.40%
Payout Ratio
75%
79%
Member Content
Source:
Annual Financial Income Statement
Print Financials
06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
06/2015
AUD $M
06/2014
AUD $M
Revenue
Interest Income
352.97
159.75
Interest Expenses
(220.38)
(49.5)
Net Interest Income
132.59
110.25
Provision Doubtful Debts
(2.54)
0.76
Net Interest Income Less Prov.
130.05
111.01
Non Interest Income
27.79
31.02
Total Operating Income
157.84
142.03
Expenses
Non Interest Expenses
(102.65)
(96.13)
Pre-Tax Profit
55.19
45.9
Tax Expense
(16.68)
(13.88)
Outside Equity
-
-
Ordinary Dividends
(25.14)
(25.37)
Preference Dividends
-
-
NPAT before Abs
38.5
32.03
Abnormal
-
-
Abnormals Tax
-
-
Net Abnormals
-
-
Reported NPAT after Abs
38.5
32.03
Equity
Share End
109.59
105.9
Share Weighted
124.8
105.57
EPS Adjusted
0.31
0.3
EPS after Abs
0.31
0.3
Forex Gain
-
-
Equity Profit / Loss
-
-
Member Content
Source:
Annual Financial Balance Sheet
Print Financials
06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
06/2015
AUD $M
06/2014
AUD $M
Assets
Short Term Money
127.78
119.22
Investment Securities
928.15
833.4
Due from Banks
48
40.92
Loans
7,908.08
6,971.38
Total Earning Assets
9,012.01
7,964.91
Customer Acceptance
-
-
Fixed Assets
7.98
10.45
Other Non-Earning Assets
104.29
104.48
Total Non-Earning Assets
112.27
114.94
Total Assets
9,124.28
8,079.85
Liabilities
Due to Banks
66.3
22.98
Bank Acceptance
-
-
Deposits
6,653.98
6,308.55
Provisions
14.13
11.56
Bonds
1,922.38
1,299.88
Other Liabilities
9.93
6.98
Total Liabilities
8,666.72
7,649.93
Net Assets
457.56
429.91
Equity
Outside Equity
-
-
Capital
225.27
211.17
Reserves Excl. Share Premiums
8.79
8.96
Share Premium Reserves
-
-
Retained Profits
223.5
209.79
Other Equity
-
-
Convertible Equity
-
-
Member Content
Source:
Annual Financial Cash Flow
Print Financials
06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
06/2015
AUD $M
06/2014
AUD $M
Operating Activities
Interest Received
374.69
177.09
Interest Paid
(175.29)
(44.12)
Dividends Received
-
-
Tax Paid
(13.28)
(7.22)
Other
(259.69)
(175.13)
Net Operating Cashflow
(73.57)
(49.38)
Investing Activities
Purchased PP&E
(5.18)
(5.04)
Proceeds from PP&E
-
4.77
Purchased Investments
-
-
Proceeds from Investments
-
-
Purchased Subsidiary
-
-
Proceeds from Subsidiary
-
-
Loans Granted
-
-
Loans Repaid
-
-
Other
-
-
Net Investing Cashflow
(5.18)
(0.28)
Financing Activities
Proceeds from Issues
0.05
0.06
Proceeds from Borrowings
99.87
99.71
Payments of Borrowings
(1.99)
13.43
Dividends Paid
(10.61)
(24.59)
Other
-
-
Net Financing Cashflow
87.32
88.61
Total Net Cashflow
8.56
38.95
Cash
Cash Begin
119.22
80.27
Exchange Rate Adjustment
-
-
Cash End
127.78
119.22
Member Content
Source: