IAG.ASX
Insurance Australia Group Ltd
https://www.marketindex.com.au/asx/iag/financials

Annual Financial Summary

06/2023
06/2022
06/2021
06/2020
06/2019
06/2018
06/2017
06/2016
06/2015
06/2014
Profitability
NPAT ($M) 832 347 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
NPAT Margin -- -- Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Abnormals ($M) - 201 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
NPAT before Abnormals ($M) 832 206 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Return on Equity (ROE) 11.80% 3.17% Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Return on Assets (ROA) 2.67% 0.80% Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Valuation
PE Ratio 17.70 55.12 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
PE Relative to Market 98.5% 355.7% Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Price to Book 1.97 1.65 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Price to Cash Flow 8.56 22.86 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Shares Outstanding (M) 2,441.00 2,465.00 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Market Cap ($M) $13,913.70 $10,747.40 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Enterprise Value ($M) $22,573.70 $19,827.40 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Performance
Total Shareholder Return 33.9% -12.3% Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Relative to Market 19.1% -4.8% Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Per Share
Earnings (EPS Adjusted) 32.20 13.33 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Earnings (with Abnormals) 32.20 7.91 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Cash Flow 17.50 34.50 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Cash 0.19 0.14 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Net Tangible Assets 1.24 1.12 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Book Value 2.72 2.50 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Share Price $5.70 $4.36 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Dividends
DPS (c) 15.00 11.00 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Dividend yield 2.63% 2.52% Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Franking 30% 32% Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Gross DPS (c) 16.93 12.50 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Gross Dividend Yield 2.97% 2.87% Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Payout Ratio 47% 139% Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Membership required
Member Content
Source:
Morningstar Logo

Annual Financial Income Statement

06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
06/2015
AUD $M
06/2014
AUD $M
INCOME
Investment Income 456 243 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Net Earned Premium 8,326 7,909 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
INTEREST/FINANCE INCOME
Forex Gain/Loss - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
EXPENSES
Underwriting Expenses (3,149) (3,044) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
PROFIT/(LOSS)
Unrealised Gains - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Underwriting Profit (129) (150) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
INTEREST/FINANCE EXPENSES
Net Interest Expenses 264 86 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Pre-Tax Profit 1,354 363 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
TAX
Tax Expenses (429) (80) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
NPAT before Abnormals 832 206 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
ABNORMALS
Abnormals - 201 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Abnormals Tax - (60) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Net Abnormals - 141 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Reported NPAT after Abnormals 832 347 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
EQUITY
Diluted Shares 2,441 2,465 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Diluted Weighted Shares 2,583.85 2,603.15 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Ordinary Dividends - (271) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Preference Dividends - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
EPS Adjusted 0.32 0.08 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
EPS after Abnormals 0.32 0.13 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Share of net Profit/Loss (13) 17 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
EXTERNAL EQUITY
Non-Controlling Interests (93) (77) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Membership required
Member Content
Source:
Morningstar Logo

Annual Financial Balance Sheet

06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
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06/2017
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06/2016
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06/2015
AUD $M
06/2014
AUD $M
CURRENT ASSETS
Cash 474 350 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Receivables / Debtors 9,331 8,503 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Investments 879 588 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Other 34 373 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Total Current Assets 10,718 9,814 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
NON-CURRENT ASSETS
Receivables / Debtors 3,877 3,963 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Net PP&E 591 592 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Investments 10,950 11,256 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Other 8,890 8,458 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Total Non-Current Assets 24,308 24,269 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Total Assets 35,026 34,083 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
CURRENT LIABILITIES
Accounts Payable / Creditors 3,356 3,013 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Short Term Debt 74 74 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Unearned Premium 7,715 6,792 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Outstanding Claims 6,498 6,882 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Provisions 377 358 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Other - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Total Current Liabilities 18,020 17,119 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
NON CURRENT LIABILITIES
Accounts Payable / Creditors - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Long Term Debt 2,562 2,474 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Unearned Premium 32 39 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Outstanding Claims 6,762 7,082 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Provisions 49 326 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Other 552 543 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Total Non-Current Liabilities 9,957 10,464 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Total Liabilities 27,977 27,583 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
EQUITY
Total Equity / Net Assets 6,650 6,163 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Total Debt 2,636 2,548 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Membership required
Member Content
Source:
Morningstar Logo

Annual Financial Cash Flow

06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
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06/2016
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06/2015
AUD $M
06/2014
AUD $M
OPERATING ACTIVITIES
Premiums Received 14,133 13,112 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Reinsurance and other Receivables 4,195 3,441 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Fees Received - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Outward Reinsurance Paid (5,588) (5,083) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Claims Paid (10,203) (8,488) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Other Underwriting Expenses - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Dividends Received 381 266 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Interest Received - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Interest Paid (128) (90) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Pay Suppliers - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Other (2,226) (1,989) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Taxes Paid (112) (270) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Net Operating Cash Flow 452 899 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
INVESTMENT ACTIVITIES - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Payments for PP&E - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Payments for Investment 27 - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Payments for Subsidiaries 367 - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Proceeds from PP&E - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Proceeds from Subsidiaries - (33) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Proceeds from Investments - (1,426) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Other Investments - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Net Cash used in Investing Activity 394 (1,459) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Total Net Cash Flow - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
FINANCING ACTIVITIES
Proceeds from Issues - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Proceeds from Borrowings 308 226 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Repayment of Borrowings (234) (233) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Other Financing Activities (201) - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Loans Granted - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Loans Repaid - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Dividends Paid (310) (519) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Net Financing Cash Flow (437) (526) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
CASH
Cash and Cash Equiv. Period Open 938 2,029 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Net Change in Cash and Cash Equiv. 409 (1,086) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Exchange Rate Adjustments 6 (5) Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Other Cash Adjustments - - Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Cash and Cash Equiv. Period Close 1,353 938 Membership required Membership required Membership required Membership required Membership required Membership required Membership required Membership required
Membership required
Member Content
Source:
Morningstar Logo