BEN.ASX
Bendigo and Adelaide Bank Ltd
https://www.marketindex.com.au/asx/ben/financials
Annual Financial Summary
Printable Version
06/2024
06/2023
06/2022
06/2021
06/2020
06/2019
06/2018
06/2017
06/2016
06/2015
Profitability
NPAT ($M)
545
497
NPAT Margin
-
-
Abnormals ($M)
100.1
13.8
NPAT before Abnormals ($M)
444.9
483.2
Return on Equity (ROE)
6.32%
7.03%
Return on Assets (ROA)
0.45%
0.45%
Valuation
PE Ratio
16.12
11.16
PE Relative to Market
96.9%
84.5%
Price to Book
0.92
0.71
Price to Cash Flow
0.00
0.00
Shares Outstanding (M)
565.31
567.73
Market Cap ($M)
$6,495.47
$4,876.79
Enterprise Value ($M)
-
-
Performance
Total Shareholder Return
42.9%
1.2%
Relative to Market
30.3%
-13.6%
Per Share
Earnings (EPS Adjusted)
87.30
79.20
Earnings (with Abnormals)
71.27
77.00
Cash Flow
(947.70)
909.20
Cash
0.00
0.00
Net Tangible Assets
0.00
0.00
Book Value
12.44
12.11
Share Price
$11.49
$8.59
Dividends
DPS (c)
63.00
61.00
Dividend yield
5.48%
7.10%
Franking
100%
100%
Gross DPS (c)
90.00
87.14
Gross Dividend Yield
7.83%
10.14%
Payout Ratio
88%
79%
Member Content
Source:
Annual Financial Income Statement
Printable Version
06/2024
AUD $M
06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
06/2015
AUD $M
Revenue
Interest Income
4,738.7
1,640.8
Interest Expenses
(3,102.6)
(2.1)
Net Interest Income
1,636.1
1,638.7
Provision Doubtful Debts
(9.9)
(33.6)
Net Interest Income Less Prov.
1,626.2
1,605.1
Non Interest Income
397.2
312.4
Total Operating Income
2,023.4
1,917.5
Expenses
Non Interest Expenses
(1,326.3)
(1,173.2)
Pre-Tax Profit
697.1
744.3
Tax Expense
(252.2)
(261.1)
Outside Equity
-
-
Ordinary Dividends
(356.5)
(343.2)
Preference Dividends
-
-
NPAT before Abs
444.9
483.2
Abnormal
100.1
13.8
Abnormals Tax
-
-
Net Abnormals
100.1
13.8
Reported NPAT after Abs
545
497
Equity
Share End
565.31
567.73
Share Weighted
624.28
627.53
EPS Adjusted
0.71
0.77
EPS after Abs
0.87
0.79
Forex Gain
-
-
Equity Profit / Loss
-
-
Member Content
Source:
Annual Financial Balance Sheet
Printable Version
06/2024
AUD $M
06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
06/2015
AUD $M
Assets
Short Term Money
1,596.6
8,384.2
Investment Securities
12,662.5
16,553.2
Due from Banks
282.9
123.9
Loans
80,567.6
78,526.3
Total Earning Assets
95,109.6
103,587.6
Customer Acceptance
-
-
Fixed Assets
141.8
166.2
Other Non-Earning Assets
2,936.5
3,347.3
Total Non-Earning Assets
3,078.3
3,513.5
Total Assets
98,187.9
107,101.1
Liabilities
Due to Banks
309.5
190.3
Bank Acceptance
-
-
Deposits
78,986.5
77,310.8
Provisions
111.9
277.5
Bonds
9,866.5
12,391
Other Liabilities
1,879.5
2,122.6
Total Liabilities
91,153.9
92,292.2
Net Assets
7,034
6,876.6
Equity
Outside Equity
-
-
Capital
5,231.3
5,240.5
Reserves Excl. Share Premiums
40.7
68.8
Share Premium Reserves
-
-
Retained Profits
1,762
1,567.3
Other Equity
-
-
Convertible Equity
-
-
Member Content
Source:
Annual Financial Cash Flow
Printable Version
06/2024
AUD $M
06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
06/2015
AUD $M
Operating Activities
Interest Received
4,462.5
3,124.1
Interest Paid
(2,652.7)
(1,330.8)
Dividends Received
-
1.4
Tax Paid
(247.9)
(241.1)
Other
(7,478.4)
4,152.1
Net Operating Cashflow
(5,916.5)
5,705.7
Investing Activities
Purchased PP&E
(27.2)
(30.6)
Proceeds from PP&E
-
0.1
Purchased Investments
(67.4)
(52.2)
Proceeds from Investments
0.2
-
Purchased Subsidiary
-
-
Proceeds from Subsidiary
-
-
Loans Granted
-
-
Loans Repaid
-
-
Other
42.3
(514.8)
Net Investing Cashflow
(52.1)
(597.5)
Financing Activities
Proceeds from Issues
-
-
Proceeds from Borrowings
600
-
Payments of Borrowings
(324.4)
(50.5)
Dividends Paid
(351)
(290.7)
Other
(335.9)
0.6
Net Financing Cashflow
(411.3)
(340.6)
Total Net Cashflow
(6,379.9)
4,767.6
Cash
Cash Begin
8,317.8
3,550.2
Exchange Rate Adjustment
-
-
Cash End
1,937.9
8,317.8
Member Content
Source: