AFG.ASX
Australian Finance Group Ltd
https://www.marketindex.com.au/asx/afg/financials
Annual Financial Summary
Print Financials
06/2023
06/2022
06/2021
06/2020
06/2019
06/2018
06/2017
06/2016
06/2015
12/2014
Profitability
NPAT ($M)
37.31
38.78
NPAT Margin
-
-
Abnormals ($M)
-
(24.07)
NPAT before Abnormals ($M)
37.31
62.85
Return on Equity (ROE)
21.05%
34.27%
Return on Assets (ROA)
0.62%
0.99%
Valuation
PE Ratio
13.15
6.55
PE Relative to Market
80.5%
62.4%
Price to Book
2.70
2.20
Price to Cash Flow
0.00
0.00
Shares Outstanding (M)
270.26
268.38
Market Cap ($M)
$483.76
$405.26
Enterprise Value ($M)
-
-
Performance
Total Shareholder Return
31.2%
-43.8%
Relative to Market
16.4%
-36.4%
Per Share
Earnings (EPS Adjusted)
13.61
14.22
Earnings (with Abnormals)
13.61
23.05
Cash Flow
19.00
19.00
Cash
0.00
0.00
Net Tangible Assets
0.00
0.00
Book Value
0.66
0.69
Share Price
$1.79
$1.51
Dividends
DPS (c)
10.70
16.60
Dividend yield
5.98%
10.99%
Franking
100%
100%
Gross DPS (c)
15.29
23.71
Gross Dividend Yield
8.54%
15.70%
Payout Ratio
79%
72%
Member Content
Source:
Annual Financial Income Statement
Print Financials
06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
06/2015
AUD $M
12/2014
AUD $M
Revenue
Interest Income
348.52
191.33
Interest Expenses
(213.76)
(58.81)
Net Interest Income
134.76
132.51
Provision Doubtful Debts
(0.4)
0.4
Net Interest Income Less Prov.
134.37
132.91
Non Interest Income
688.4
764.21
Total Operating Income
822.77
897.12
Expenses
Non Interest Expenses
(769.13)
(812.67)
Pre-Tax Profit
53.64
84.45
Tax Expense
(14.53)
(20.67)
Outside Equity
(1.8)
(0.94)
Ordinary Dividends
(28.92)
(44.68)
Preference Dividends
-
-
NPAT before Abs
37.31
62.85
Abnormal
-
(24.07)
Abnormals Tax
-
-
Net Abnormals
-
(24.07)
Reported NPAT after Abs
37.31
38.78
Equity
Share End
270.26
268.38
Share Weighted
274.15
272.69
EPS Adjusted
0.14
0.23
EPS after Abs
0.14
0.14
Forex Gain
-
-
Equity Profit / Loss
6.06
5.94
Member Content
Source:
Annual Financial Balance Sheet
Print Financials
06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
06/2015
AUD $M
12/2014
AUD $M
Assets
Short Term Money
222.24
268.59
Investment Securities
37.48
31.42
Due from Banks
-
-
Loans
4,487.97
4,802.58
Total Earning Assets
4,747.69
5,102.58
Customer Acceptance
-
-
Fixed Assets
7.2
6
Other Non-Earning Assets
1,249.98
1,253.09
Total Non-Earning Assets
1,257.18
1,259.09
Total Assets
6,004.87
6,361.67
Liabilities
Due to Banks
-
-
Bank Acceptance
-
-
Deposits
-
-
Provisions
34.21
36.01
Bonds
4,597.95
4,954.9
Other Liabilities
1,172.94
1,165.33
Total Liabilities
5,805.1
6,156.23
Net Assets
179.06
184.32
Equity
Outside Equity
20.71
21.12
Capital
102.13
102.13
Reserves Excl. Share Premiums
(12.93)
(14.14)
Share Premium Reserves
-
-
Retained Profits
89.87
96.34
Other Equity
-
-
Convertible Equity
-
-
Member Content
Source:
Annual Financial Cash Flow
Print Financials
06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
06/2015
AUD $M
12/2014
AUD $M
Operating Activities
Interest Received
260
108.85
Interest Paid
(213.52)
(58.64)
Dividends Received
-
-
Tax Paid
(12.56)
(25.38)
Other
18.17
27.07
Net Operating Cashflow
52.09
51.9
Investing Activities
Purchased PP&E
(7.03)
(12.67)
Proceeds from PP&E
-
-
Purchased Investments
-
-
Proceeds from Investments
-
-
Purchased Subsidiary
(0.92)
(54.11)
Proceeds from Subsidiary
-
-
Loans Granted
-
(1,391.82)
Loans Repaid
311.42
0.33
Other
6.17
0.77
Net Investing Cashflow
309.64
(1,457.51)
Financing Activities
Proceeds from Issues
-
-
Proceeds from Borrowings
2,065.44
4,304.45
Payments of Borrowings
(2,427.53)
(2,817.11)
Dividends Paid
(45.98)
(38.76)
Other
-
(0.45)
Net Financing Cashflow
(408.07)
1,448.14
Total Net Cashflow
(46.34)
42.54
Cash
Cash Begin
268.59
226.05
Exchange Rate Adjustment
-
-
Cash End
222.24
268.59
Member Content
Source: