ABA.ASX
Auswide Bank Ltd
https://www.marketindex.com.au/asx/aba/financials
Annual Financial Summary
06/2023
06/2022
06/2021
06/2020
06/2019
06/2018
06/2017
06/2016
06/2015
06/2014
Profitability
NPAT ($M)
25.07
26.13
NPAT Margin
-
-
Abnormals ($M)
-
-
NPAT before Abnormals ($M)
25.07
26.13
Return on Equity (ROE)
8.53%
9.26%
Return on Assets (ROA)
0.50%
0.58%
Valuation
PE Ratio
9.69
10.07
PE Relative to Market
68.8%
66.6%
Price to Book
0.84
0.94
Price to Cash Flow
0.00
0.00
Shares Outstanding (M)
45.85
43.52
Market Cap ($M)
$247.15
$265.06
Enterprise Value ($M)
-
-
Performance
Total Shareholder Return
-4.4%
-0.3%
Relative to Market
-19.1%
7.2%
Per Share
Earnings (EPS Adjusted)
55.64
60.48
Earnings (with Abnormals)
55.64
60.48
Cash Flow
(296.10)
99.70
Cash
0.00
0.00
Net Tangible Assets
0.00
0.00
Book Value
6.41
6.48
Share Price
$5.39
$6.09
Dividends
DPS (c)
43.00
42.00
Dividend yield
7.98%
6.90%
Franking
100%
100%
Gross DPS (c)
61.43
60.00
Gross Dividend Yield
11.40%
9.85%
Payout Ratio
77%
69%
Member Content
Source:
Annual Financial Income Statement
06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
06/2015
AUD $M
06/2014
AUD $M
Revenue
Interest Income
189.56
105.97
Interest Expenses
(100.38)
(23.92)
Net Interest Income
89.18
82.04
Provision Doubtful Debts
0.73
0.71
Net Interest Income Less Prov.
89.91
82.76
Non Interest Income
11.34
12.39
Total Operating Income
101.25
95.15
Expenses
Non Interest Expenses
(65.34)
(57.66)
Pre-Tax Profit
35.92
37.48
Tax Expense
(10.85)
(11.35)
Outside Equity
-
-
Ordinary Dividends
(19.65)
-
Preference Dividends
-
-
NPAT before Abs
25.07
26.13
Abnormal
-
-
Abnormals Tax
-
-
Net Abnormals
-
-
Reported NPAT after Abs
25.07
26.13
Equity
Share End
45.85
43.52
Share Weighted
45.05
43.21
EPS Adjusted
0.56
0.6
EPS after Abs
0.56
0.6
Forex Gain
-
-
Equity Profit / Loss
-
-
Member Content
Source:
Annual Financial Balance Sheet
06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
06/2015
AUD $M
06/2014
AUD $M
Assets
Short Term Money
203.25
178.54
Investment Securities
50.48
45.12
Due from Banks
3
11.77
Loans
4,377.8
3,827.57
Total Earning Assets
4,634.53
4,062.99
Customer Acceptance
-
-
Fixed Assets
18.91
20.65
Other Non-Earning Assets
406.1
420.93
Total Non-Earning Assets
425.01
441.57
Total Assets
5,059.54
4,504.56
Liabilities
Due to Banks
-
-
Bank Acceptance
-
-
Deposits
3,807.91
3,417.34
Provisions
5.7
8.47
Bonds
908.77
763.57
Other Liabilities
43.28
33.13
Total Liabilities
4,765.66
4,222.5
Net Assets
293.88
282.06
Equity
Outside Equity
-
-
Capital
211.82
199.78
Reserves Excl. Share Premiums
22.27
28.44
Share Premium Reserves
-
-
Retained Profits
59.79
53.84
Other Equity
-
-
Convertible Equity
-
-
Member Content
Source:
Annual Financial Cash Flow
06/2023
AUD $M
06/2022
AUD $M
06/2021
AUD $M
06/2020
AUD $M
06/2019
AUD $M
06/2018
AUD $M
06/2017
AUD $M
06/2016
AUD $M
06/2015
AUD $M
06/2014
AUD $M
Operating Activities
Interest Received
184.96
105.25
Interest Paid
(77.5)
(24.84)
Dividends Received
0.02
-
Tax Paid
(11.11)
(10.7)
Other
(229.79)
(26.64)
Net Operating Cashflow
(133.41)
43.07
Investing Activities
Purchased PP&E
(2.31)
(2.74)
Proceeds from PP&E
-
-
Purchased Investments
1.07
3.09
Proceeds from Investments
-
-
Purchased Subsidiary
-
-
Proceeds from Subsidiary
-
-
Loans Granted
-
-
Loans Repaid
-
-
Other
8.82
1.02
Net Investing Cashflow
7.58
1.36
Financing Activities
Proceeds from Issues
0.3
0.55
Proceeds from Borrowings
-
-
Payments of Borrowings
(1.78)
(1.5)
Dividends Paid
(7.72)
(14.39)
Other
159.74
36.83
Net Financing Cashflow
150.54
21.48
Total Net Cashflow
24.71
65.91
Cash
Cash Begin
178.54
112.63
Exchange Rate Adjustment
-
-
Cash End
203.25
178.54
Member Content
Source: